Scams are everywhere, from too-good-to-be-true offers to sneaky email tricks. Protecting yourself doesn’t have to be complicated, and being a little extra cautious can go a long way. Let’s break down some simple ways to stay ahead of the scammers and keep your peace of mind intact.
1. Spot the Red Flags
If a deal seems a little too generous, even just slightly, pause and think it through. Scammers are pros at making their offers look enticing and legitimate. A healthy dose of scepticism can be your best defence.
2. Scrutinise Email Addresses
Ever received an email that looks like it’s from a trusted source? Hover over the sender’s email address. What you see might surprise you. Instead of “info@realbank.co.nz,” it could be something like “info@m2j3k23mnk24.dodgyweb.co.” Always double-check and never assume.
3. Pay Attention to Spelling
Kiwi companies rarely use Americanised spelling. If you notice words like “color” instead of “colour” in what’s supposed to be a local email, it might be time to raise an eyebrow.
4. Verify Before You Act
Before you hand over any money or personal information, confirm that the organisation is legit. Avoid clicking links in emails. Instead, go straight to their official website or call their official number to check. It’s worth the extra effort to stay safe.
5. When in Doubt, Go Direct
If you’re not 100% sure about something, don’t rely on second-hand information or suspicious links. Visit the company’s official website or contact them directly. It’s a quick way to put your worries to rest.
6. Handle Phone Calls with Care
Unexpected calls asking for urgent decisions? Big red flag. Scammers often pressure their targets into acting quickly, so take a moment to breathe, think, and verify.
7. Trust Your Instincts
When something doesn’t sit right, trust your gut. Scams often rely on creating confusion or urgency, so pausing to think could save you from falling into a trap.